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An Intern’s Financial Survival Guide


This is a comprehensive yet concise guide to and through all the information you need to financially prepare for intern year. Essentially, it’s everything and nothing more than you’ll need to succeed financially in your transition to residency – and by extension, in your career. If you read through this guide and follow through on its recommendations, you’ll be well on your way to financial success in both residency and beyond!

It’s probable that, like me, you’ve mostly avoided financial literacy education up until this point and, hey, we’ve “survived” just fine – but the truth is that, unfortunately, this might be our last chance to learn the basics without making any serious financial mistakes. The good news? This financial survival guide will deliver the knowledge every intern needs in order to (1) avoid major mistakes now and (2) build the habits necessary for financial success in the future. Such financial success will no doubt bring with it the freedom to work where you want, how you want, and when you want – and ultimately, means that more of your time and money will be directed toward what  brings you the most joy.


The information presented within this guide is largely general and DOES NOT constitute financial, legal, or tax advice.  This content is not personal to you and does not take into account your personal circumstances.  I do not, nor does IU School of Medicine (IUSM), have the ability to assess the suitability or appropriateness of any investment in light of your personal circumstances, including your knowledge and understanding, financial strength, tax liability or appetite for risk.

I do not, nor does IUSM, act as an investment advisor or advocate the purchase or sale of any security or investment.  If you need guidance on interpreting the materials and content of this guide given your personal circumstances, you should seek independent advice from appropriate qualified professionals.

The information generally available in this guide DOES NOT constitute recommendations, solicitations, or offers to buy or sell any securities, options, other financial instruments or other assets, or provide any investment advice or service.  This content is for general information only and is not intended to be relied upon by users in making (or not making) certain investment or other financial decisions. This guide is meant to be a “living document” and thus continually revised to ensure that the content is up to date and accurate, but I do not nor does IUSM guarantee the accuracy of the information.  Users are encouraged to perform their own research, investigation, and due diligence.